Premium Financing

Learn about premium financing and how it can benefit you or your clients.

What is Premium Financing?

Premium finance life insurance allows high-net-worth individuals to use borrowed funds to pay premiums, preserving their capital for other investments. This strategy offers liquidity, tax efficiency, and significant estate planning advantages.

Borrow funds to pay premiums instead of using personal assets

Maintain capital available for investment opportunities

Avoid forced liquidation of existing investments

Create substantial death benefits for estate tax payments